why are there two different discounts?
We get tax benefits* for receiving funds by:
card payments through our bank’s secure processor
Direct wire transfer
We cannot get this through Paypal, because the Sri Lankan government (run by morons) restricts how Paypal works here.
So, you get the full discount if payment is made by card, or by wire transfer.
You get a partial discount if payment is made by Paypal.
Is there a drawback for Paying by Card?
If you are using a US card, it will likely be an annoying experience. Part of how your bank protects you is by watching for unusual transactions. Buying something from a Sri Lankan merchant is unusual. Your bank will likely block the transaction.
If so, you would need to call them and tell them, then attempt the transaction, again.
Is there a drawback for Paying by WIRE TRANSFER?
You don't get fraud protection if you pay by wire transfer. You have only our word we’re not going to run away with your money to gamble in Macao. We won’t, but you won’t have peace of mind until you’ve worked with us a couple of times.
* Export income is taxed under better terms. To meet the Sri Lankan government’s definition of export income, it can only be received through a bank’s own payment gateway, or direct transfer. No other form of remittance is accepted by the taxman.